Broomfield Real Estate Community Information

If you are considering moving to Broomfield Colorado I am sure you have many elements that affect your real estate decision when you select your community to live in. Below are a few facts about the Broomfield area and helpful information about the communities that lie within Broomfield.



Within the city and county of Broomfield there are 19, 219 homes and the average median income for a household is at over $75,000. The community is highly sought after for all of the great neighborhood parks and the close knit family and friends that are abound there.

Broomfield became its own county in 2001 and is the smallest county in Colorado.

Listed below is a list of entertainment sources for the Broomfield area:

KBS PRODUCTIONS 5023 W 120TH AVE PMB 259 BROOMFIELD CO 80020 303-469-6866 BLUE SKY DISC JOCKEY SVC 1628 CEDAR ST # E BROOMFIELD CO 80020 303-439-8197 BALLET NOUVEAU COLORADO 3001 INDUSTRIAL LN # 12 BROOMFIELD CO 80020 303-466-5685 AMC THEATRES 10655 WESTMINSTER BLVD WESTMINSTER CO 80020 303-439-7014

Listed below are the names addresses and phone numbers for the Broomfield area churches:

VICTORY CHURCH 11777 SHERIDAN BLVD WESTMINSTER CO 80020 303-426-8888

ROCKY MOUNTAIN KOREAN SDA CHR 1200 MIRAMONTE ST BROOMFIELD CO 80020 303-747-3248

REDEMPTION CITY CHURCH 10679 WESTMINSTER BLVD WESTMINSTER CO 80020 720-398-9369

PRESBYTERIAN CHURCH-BROOMFIELD 350 MAIN ST BROOMFIELD CO 80020 303-466-4433

NORTHWEST CHURCH OF CHRIST 5255 W 98TH AVE BROOMFIELD CO 80020 303-466-8414

LUTHERAN CHURCH OF HOPE 1305 W 10TH AVE BROOMFIELD CO 80020 303-466-4823

LIFELINE CHURCH 12530 FOREST VIEW ST BROOMFIELD CO 80020 303-887-3353

GOOD NEWS COMMUNITY CHURCH 5511 W 136TH AVE BROOMFIELD CO 80020 303-469-4457

FAMILY IN CHRIST COMMUNITY CHR 11355 SHERIDAN BLVD WESTMINSTER CO 80020 303-466-7770

DISCOVERY A CHRISTIAN CHURCH 5500 ASPEN CREEK DR BROOMFIELD CO 80020 303-604-6280

CROSS OF CHRIST LUTHERAN CHR 12099 LOWELL BLVD BROOMFIELD CO 80020 303-469-4004

CHURCH OF THE HOLY COMFORTER 1700 W 10TH AVE BROOMFIELD CO 80020 303-466-2667

CHURCH OF JESUS CHRIST OF LDS 13370 LOWELL BLVD BROOMFIELD CO 80020 303-452-5149

CHURCH OF JESUS CHRIST OF LDS 1250 MAIN ST BROOMFIELD CO 80020 303-466-0565

CHRISTIAN CHURCH 12601 SHERIDAN BLVD BROOMFIELD CO 80020 303-469-2314

BROOMFIELD COMMUNITY CHURCH 255 MIRAMONTE BLVD BROOMFIELD CO 80020 303-469-5984

BEAUTIFUL SAVIOR CHURCH 6995 W 120TH AVE BROOMFIELD CO 80020 303-469-1785

Have real estate questions in the Broomfield area? feel free to call us at the Homewerks Team at Keller Williams Realty and we will be glad to help you with any question you might have.

Shaun Werkele
Realtor in the Denver Westminster Thornton areas.
303-250-4735

Denver Real Estate Agent and Realtor

Broomfield Real Estate: Home Buying and New Lenders

Broomfield Real Estate: Home Buying and New Lenders

If you are thinking about making a purchase on a home for sale in Broomfield Colorado, you might be looking for a new lender. Many agents will say that they do not know how to determine if a new lender they do not know is a good one, and this can be a tough thing to figure out. Here is a quick bunch of items to ask a new lender to determine if they are right for you as a home buyer in Broomfield Colorado.

First, do they quote interest rates without knowing the borrower's credit score, the amount of the loan that they will need, the amount of the down payment on the purchase, the type of property that they will handle their ownership (single family residence, condo townhouse), and what the buyer's credit score is at the present time.

Can the lender explain all of the closing costs, the amounts being charged, and for what the fees are applied to? They should also be able to explain the Truth-in-Lending Disclosure and any other disclosures to you as a future client. They should be approved by Fannie Mae, Freddie Mac, FHA (Federal Housing Administration), VA (Veteran's Administration loan), and CHFA (Colorado Housing Finance Authority.

When meeting with any new lender, be aware that they should not charge you an application fee. Find out if they review the final numbers with you as the borrower the day before you close on your purchase. And will they attend the closing? Do they have "in-house" underwriting? When a lender has this resource, the process will move along much more quickly.

With the changes in the 2013 State of Colorado Contract to Buy Real Estate, both the appraisal and the underwriting processes have become a little more involved in the Inspection Resolution for the loan and what exactly will be resolved, in essence, will have to be approved by both of these professionals before your Broomfield real estate loan will be approved. How your Broomfield agent and your chosen mortgage lender handle the inspection part of your process to buy real estate will definitely affect whether you qualify for your loan.

Ask your prospective new lender what their process is for pre-approval. A good question to bring up with your lender is to ask them if they use Fannie Mae or Freddie Mac underwriting software to give pre-approvals, or do they manually check the mortgage insurance guidelines and investor guidelines before they can say for certain if your loan would be approved?

Choosing a mortgage lender that you feel comfortable with and you can trust with what will probably will be the biggest purchase you might make in your lifetime is not an easy thing to do. So take your time and listen to your Broomfield real estate agent and follow these guidelines discussed here, and good luck in your home search!


Shaun Werkele has a lot of experience as a Realtor, specializing in residential real estate sales in the Broomfield area and new home construction along with much experience in the foreclosure market.  He has built an outstanding reputation in the Denver area based on providing his clients with the very best customer service, including helping sellers to get the best sold price for their home and working closely with buyers to achieve the purchase of their home.

Search for Broomfield real estate at our website and more useful information on the Broomfield market. You will find detailed MLS real estate data on Thornton Broomfield Westminster homes and get answers to any real estate questions that you might have.

303-250-4735

Broomfield Real Estate Message to Sellers: Showings are Essential!

After a weekend of showing homes in Broomfield, areas in Westminster just south of Broomfield, and some neighborhoods just east of I-25 in Thornton, I get the feeling that the descriptions and remarks often "puff up" the condition of these homes for sale and that professional looking real estate pictures in the Denver Metrolist (MLS), very often just do not show the true condition of the property. I cannot imagine what it would be like to purchase real estate in Broomfield without making a visual survey of the property, first. So having a showing appointment is still the best way to determine what the home has to offer. It is also the best way to feel out the sellers and their motivation to sell. These are the homeowners that have done everything right initially such as realizing the importance of keeping the home free of clutter and fixing anything that would project a bad image. They are motivated sellers until you try to schedule a showing on their home.

What I am running into lately is the problem with the refusals of showings on these listed properties that make it harder for people to buy, and consequently, harder for the homeowner to sell. If you have a home listed in Broomfield for sale, put your perspective in the eyes of the buyer for a minute and think what you would do if you were denied a showing or the restrictions made it too difficult to see the property? Almost always, the agent simply shows another home that they are able to arrange a showing appointment for the buyer, and if the home is viewed, and then liked, and then an offer comes forth, then that home will have a SOLD sign in the yard.

The long and the short of all of this is, if you are motivated enough to de-clutter, clean, hire a Broomfield real estate agent to market and promote the home you want to sell, then please make it available, then it will sell!

We are not like other real estate teams in the Denver area. We strive to provide great service and more than just that, we really care about you and your needs. We would love for you to call on us for experienced and professional services with Keller Williams in Broomfield real estate the company that is the leading choice for your home search and real estate goals.

Best Regards,
Shaun Werkele 303-250-4735
Janelle Werkele 303-668-3111

Broomfield Home Buying and Interest Rates

Here is the question that, as an agent in Broomfield, I am definitely asked the most about. What are the current interest rates? I always tell this person the rate is at about...but it depends on a couple of things. Interest rates for home loans are subject to at least several components that factor the estimated amount of interest for the loan pricing agreement. The interest rate is not locked until a loan application is completed, a loan application fee is collected and the person obtaining the loan has signed a loan financing and pricing agreement. The kinds of things that affect your interest rate might include the loan program that you choose, your credit score, your loan to value ratio for the purchase, and other factors that may pertain to securing the loan. Broomfield CO Real Estate Information

Interest rates are constantly affected daily based on the market conditions that allow available money for the lending institutions. This fluctuation is based upon changes that are reported hourly, so the rate changes by the hour throughout the day. Knowing that rates change is a great advantage to anyone looking to obtain a mortgage loan for the purchase of real estate in Broomfield or the surrounding areas.  Consulting with a mortgage professional is the best way. Simply ask what the rate is for that day, and ask the lender to lock the rate when it appears to reach the lowest point for the day.

Find real estate in Broomfield Colorado and call a top experienced Realtor with Keller Williams on the Homewerks real estate team. Consider looking at our free information and making our real estate tools a resource to find homes for sale in Broomfield. Feel free to search Broomfield Colorado real estate and recently sold properties and foreclosures, new homes, school information,and more. On the lookout for a Broomfield Realtor? Give us a call and we will be glad to help!


Shaun Werkele 303-250-4735
JanelleWerkele 303-668-3111

Shaun Werkele 303-250-4735

Janelle Werkele 303-668-3111

Getting a Mortgage in Broomfield for a Real Estate Purchase

What is it that people do not understand in today’s market about financing a loan to buy a house in our local Denver Broomfield Thornton Westminster real estate market? A lot! It is amazing when you ask people about financing and they do not understand or truly know the requirements for qualifying for a loan or what the terms of the mortgage loan financing is about. This is understandable, most people do not have contact with or follow the loan financing rules that are established and enforced within the industry. So quickly, let’s cover some of the common misconceptions about getting a mortgage in Broomfield or other metropolitan Denver areas.

Banks and loan institutions require 20% down for a mortgage loan. NO!!! If you are going to live in the home after you buy it, which is called owner occupancy, for a conventional loan, 5% down is all that  is needed for a conventional loan. For an FHA loan you only need 3.5% down payment.

I need to have the same job for 2 years! NO!!! You need to have a job today, and you need to prove that you have been in the same line of work for a while, but you do not need to show that you have had the same job for the last 2 years. 

Perfect credit is required to qualify for a loan. NO!!! You need a 640 FICO score to qualify for financing with most lenders, and depending on the lender and program, they might be able to go as low as 620. There is a lot of confusion when it comes to credit scores and FICO scores. You should be checking your FICO score, because it is the industry standard and it is being used for just about every evaluating system that is out there. You do not need to worry about other scoring systems.

I need to have thousands of dollars in the bank saved before I can buy a home. NO!!! You need to have the down payment for the purchase (unless you are getting it as a gift from a relative, and you might need some money for closing costs (unless the seller agrees to pay some or all of your costs for you). If you won multiple properties, then you will need to have money in the bank. In addition, there are local state programs that allow for down payment assistance for those who qualify. 

HUD recently re-instated the $100 down on Denver area homes REO properties that they list and these homes can be a great value for anyone looking to buy foreclosed real estate in Broomfield or any of the surrounding areas. You can view properties that are in foreclosure or distressed short sales homes listed when you view foreclosures in Broomfield Colorado. 

If you are thinking about buying a home in Broomfield Colorado or you want to sell real estate in Broomfield , feel free to call Shaun Werkele at 303-250-4735 or Janelle Werkele at 303-668-3111 and we will be glad to assist you in any way that we can. Homewerks is one of the top prominent real estate teams in Broomfield Colorado and the surrounding areas of Westminster, Thornton, Brighton, Arvada, and Lakewood, and of course, Denver.

Have a great day!

Shaun Werkele

Homewerks

303-250-4735

Broomfield Real Estate: 3751 Troon Broadlands 80023

Broadlands Homes For Sale in Broomfield

3751 Troon Circle Broomfield CO 80023

Posted by Shaun Werkele@ 12:30 pm In: Broomfield CO Real Estate

Listing courtesy of COLDWELL BANKER RESIDENTIAL 56

Remarks:  This stunning Broomfield house has to be seen to be believed! 6 bedrooms, 5 bathrooms, formal dining room and eat-in kitchen perfectly blend modern design with a touch of the rustic. The beautiful, open gourmet kitchen boasts stainless appliances, double ovens, slab granite, gas stove and center island with seating. The living room has an impressive stone fire place and huge vaulted ceilings. With a striking wet bar and living area, the amazing finished basement is an entertainers paradise. The master suite has an incredible changing room/walk-in closet and a private balcony with breathtaking views. A 3 car oversized garage with built in workbench and cabinets is great for parking and projects. With more than ample seating space and adjustable patio cover, the back yard of this Broomfield home for sale is perfect for summertime entertaining.... 

INFORMATION & DETAILS BROOMFIELD SCHOOLS

BROADLANDS REAL ESTATE FOR SALE

BROOMFIELD HOMEBUYING INFORMATION & FINANCIAL RATES

BROOMFIELD CO MORTGAGE INFORMATION & CHECKLIST


Disclaimer-The content relating to real estate for sale in Broomfield CO Homes For Sale comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC. Real estate listings held by brokers other than this presenting broker are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All real estate  information subject to change without notice and should be independently verified. All homes for sale in Broomfield Colorado and other Denver Metropolitan areas advertised herein are subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

For additional information, contact Shaun Werkele
Phone: 303-250-4735              

Broomfield Real Estate 14510 Prairie Sky Wildgrass 80023

Wildgrass Homes For Sale in Broomfield

14510 Prairie Sky Lane Broomfield CO 80023

Posted by Shaun Werkele@ 12:30 pm In: Broomfield CO Real Estate

Listing courtesy of COLDWELL BANKER RESIDENTIAL 56

Remarks:  Former model home in Broomfield Colorado with professionally finished basement. Offers all upgrade bells and whistles. 5BR and 4 baths. 2 fireplaces. Wetbar. Office with built-ins. Luxurious master suite. Nothing left out. Immaculate condition. Fabulous custom finishes. Perfectly appointed inside. Truly remarkable property in very desirable neighborhood. Some mountain views. Area Name Broomfield, Subdivision Wildgrass Filing... 

INFORMATION DETAILS FEATURES BROOMFIELD SCHOOLS

BROADLANDS HOMES FOR SALE

BROOMFIELD HOMEBUYING INFORMATION & FINANCIAL RATES

BROOMFIELD CO REAL ESTATE & INFORMATION


Disclaimer-The content relating to real estate for sale in Broomfield CO Homes For Sale comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC. Real estate listings held by brokers other than this presenting broker are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All real estate  information subject to change without notice and should be independently verified. All homes for sale in Broomfield Colorado and other Denver Metropolitan areas advertised herein are subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

For additional information, contact Shaun Werkele
Phone: 303-250-4735