Broomfield Real Estate Message to Sellers: Showings are Essential!

After a weekend of showing homes in Broomfield, areas in Westminster just south of Broomfield, and some neighborhoods just east of I-25 in Thornton, I get the feeling that the descriptions and remarks often "puff up" the condition of these homes for sale and that professional looking real estate pictures in the Denver Metrolist (MLS), very often just do not show the true condition of the property. I cannot imagine what it would be like to purchase real estate in Broomfield without making a visual survey of the property, first. So having a showing appointment is still the best way to determine what the home has to offer. It is also the best way to feel out the sellers and their motivation to sell. These are the homeowners that have done everything right initially such as realizing the importance of keeping the home free of clutter and fixing anything that would project a bad image. They are motivated sellers until you try to schedule a showing on their home.

What I am running into lately is the problem with the refusals of showings on these listed properties that make it harder for people to buy, and consequently, harder for the homeowner to sell. If you have a home listed in Broomfield for sale, put your perspective in the eyes of the buyer for a minute and think what you would do if you were denied a showing or the restrictions made it too difficult to see the property? Almost always, the agent simply shows another home that they are able to arrange a showing appointment for the buyer, and if the home is viewed, and then liked, and then an offer comes forth, then that home will have a SOLD sign in the yard.

The long and the short of all of this is, if you are motivated enough to de-clutter, clean, hire a Broomfield real estate agent to market and promote the home you want to sell, then please make it available, then it will sell!

We are not like other real estate teams in the Denver area. We strive to provide great service and more than just that, we really care about you and your needs. We would love for you to call on us for experienced and professional services with Keller Williams in Broomfield real estate the company that is the leading choice for your home search and real estate goals.

Best Regards,
Shaun Werkele 303-250-4735
Janelle Werkele 303-668-3111

Broomfield Home Buying and Interest Rates

Here is the question that, as an agent in Broomfield, I am definitely asked the most about. What are the current interest rates? I always tell this person the rate is at about...but it depends on a couple of things. Interest rates for home loans are subject to at least several components that factor the estimated amount of interest for the loan pricing agreement. The interest rate is not locked until a loan application is completed, a loan application fee is collected and the person obtaining the loan has signed a loan financing and pricing agreement. The kinds of things that affect your interest rate might include the loan program that you choose, your credit score, your loan to value ratio for the purchase, and other factors that may pertain to securing the loan. Broomfield CO Real Estate Information

Interest rates are constantly affected daily based on the market conditions that allow available money for the lending institutions. This fluctuation is based upon changes that are reported hourly, so the rate changes by the hour throughout the day. Knowing that rates change is a great advantage to anyone looking to obtain a mortgage loan for the purchase of real estate in Broomfield or the surrounding areas.  Consulting with a mortgage professional is the best way. Simply ask what the rate is for that day, and ask the lender to lock the rate when it appears to reach the lowest point for the day.

Find real estate in Broomfield Colorado and call a top experienced Realtor with Keller Williams on the Homewerks real estate team. Consider looking at our free information and making our real estate tools a resource to find homes for sale in Broomfield. Feel free to search Broomfield Colorado real estate and recently sold properties and foreclosures, new homes, school information,and more. On the lookout for a Broomfield Realtor? Give us a call and we will be glad to help!


Shaun Werkele 303-250-4735
JanelleWerkele 303-668-3111

Shaun Werkele 303-250-4735

Janelle Werkele 303-668-3111

Getting a Mortgage in Broomfield for a Real Estate Purchase

What is it that people do not understand in today’s market about financing a loan to buy a house in our local Denver Broomfield Thornton Westminster real estate market? A lot! It is amazing when you ask people about financing and they do not understand or truly know the requirements for qualifying for a loan or what the terms of the mortgage loan financing is about. This is understandable, most people do not have contact with or follow the loan financing rules that are established and enforced within the industry. So quickly, let’s cover some of the common misconceptions about getting a mortgage in Broomfield or other metropolitan Denver areas.

Banks and loan institutions require 20% down for a mortgage loan. NO!!! If you are going to live in the home after you buy it, which is called owner occupancy, for a conventional loan, 5% down is all that  is needed for a conventional loan. For an FHA loan you only need 3.5% down payment.

I need to have the same job for 2 years! NO!!! You need to have a job today, and you need to prove that you have been in the same line of work for a while, but you do not need to show that you have had the same job for the last 2 years. 

Perfect credit is required to qualify for a loan. NO!!! You need a 640 FICO score to qualify for financing with most lenders, and depending on the lender and program, they might be able to go as low as 620. There is a lot of confusion when it comes to credit scores and FICO scores. You should be checking your FICO score, because it is the industry standard and it is being used for just about every evaluating system that is out there. You do not need to worry about other scoring systems.

I need to have thousands of dollars in the bank saved before I can buy a home. NO!!! You need to have the down payment for the purchase (unless you are getting it as a gift from a relative, and you might need some money for closing costs (unless the seller agrees to pay some or all of your costs for you). If you won multiple properties, then you will need to have money in the bank. In addition, there are local state programs that allow for down payment assistance for those who qualify. 

HUD recently re-instated the $100 down on Denver area homes REO properties that they list and these homes can be a great value for anyone looking to buy foreclosed real estate in Broomfield or any of the surrounding areas. You can view properties that are in foreclosure or distressed short sales homes listed when you view foreclosures in Broomfield Colorado. 

If you are thinking about buying a home in Broomfield Colorado or you want to sell real estate in Broomfield , feel free to call Shaun Werkele at 303-250-4735 or Janelle Werkele at 303-668-3111 and we will be glad to assist you in any way that we can. Homewerks is one of the top prominent real estate teams in Broomfield Colorado and the surrounding areas of Westminster, Thornton, Brighton, Arvada, and Lakewood, and of course, Denver.

Have a great day!

Shaun Werkele

Homewerks

303-250-4735

Broomfield Real Estate: 3751 Troon Broadlands 80023

Broadlands Homes For Sale in Broomfield

3751 Troon Circle Broomfield CO 80023

Posted by Shaun Werkele@ 12:30 pm In: Broomfield CO Real Estate

Listing courtesy of COLDWELL BANKER RESIDENTIAL 56

Remarks:  This stunning Broomfield house has to be seen to be believed! 6 bedrooms, 5 bathrooms, formal dining room and eat-in kitchen perfectly blend modern design with a touch of the rustic. The beautiful, open gourmet kitchen boasts stainless appliances, double ovens, slab granite, gas stove and center island with seating. The living room has an impressive stone fire place and huge vaulted ceilings. With a striking wet bar and living area, the amazing finished basement is an entertainers paradise. The master suite has an incredible changing room/walk-in closet and a private balcony with breathtaking views. A 3 car oversized garage with built in workbench and cabinets is great for parking and projects. With more than ample seating space and adjustable patio cover, the back yard of this Broomfield home for sale is perfect for summertime entertaining.... 

INFORMATION & DETAILS BROOMFIELD SCHOOLS

BROADLANDS REAL ESTATE FOR SALE

BROOMFIELD HOMEBUYING INFORMATION & FINANCIAL RATES

BROOMFIELD CO MORTGAGE INFORMATION & CHECKLIST


Disclaimer-The content relating to real estate for sale in Broomfield CO Homes For Sale comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC. Real estate listings held by brokers other than this presenting broker are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All real estate  information subject to change without notice and should be independently verified. All homes for sale in Broomfield Colorado and other Denver Metropolitan areas advertised herein are subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

For additional information, contact Shaun Werkele
Phone: 303-250-4735              

Broomfield Real Estate 14510 Prairie Sky Wildgrass 80023

Wildgrass Homes For Sale in Broomfield

14510 Prairie Sky Lane Broomfield CO 80023

Posted by Shaun Werkele@ 12:30 pm In: Broomfield CO Real Estate

Listing courtesy of COLDWELL BANKER RESIDENTIAL 56

Remarks:  Former model home in Broomfield Colorado with professionally finished basement. Offers all upgrade bells and whistles. 5BR and 4 baths. 2 fireplaces. Wetbar. Office with built-ins. Luxurious master suite. Nothing left out. Immaculate condition. Fabulous custom finishes. Perfectly appointed inside. Truly remarkable property in very desirable neighborhood. Some mountain views. Area Name Broomfield, Subdivision Wildgrass Filing... 

INFORMATION DETAILS FEATURES BROOMFIELD SCHOOLS

BROADLANDS HOMES FOR SALE

BROOMFIELD HOMEBUYING INFORMATION & FINANCIAL RATES

BROOMFIELD CO REAL ESTATE & INFORMATION


Disclaimer-The content relating to real estate for sale in Broomfield CO Homes For Sale comes in part from the Internet Data eXchange (“IDX”) program of METROLIST, INC. Real estate listings held by brokers other than this presenting broker are marked with the IDX Logo. This information is being provided for the consumers’ personal, non-commercial use and may not be used for any other purpose. All real estate  information subject to change without notice and should be independently verified. All homes for sale in Broomfield Colorado and other Denver Metropolitan areas advertised herein are subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

For additional information, contact Shaun Werkele
Phone: 303-250-4735              

Westminster Arvada Condo For Sale

Hidden Lake Steps Away & Mountain Views!

For those who are looking to buy a condominium in the Arvada Westminster area, we have a great real estate condo listing for sale at the Yacht Club, at 6840 Xavier Circle which is located at 69th Avenue and Sheridan Boulevard. These condominium complex units are lined along the south side of Hidden Lake. The Yacht Club is a super nice condominium community that has the feel of a vacation resort. The complex is a quiet and private neighborhood with a community pool that is centrally located in the center of the complex with a clubhouse. Enjoy the paths and picnic areas along the shoreline that connect the buildings that are nestled by the lake. The unit for sale is unit number 5, which is on the back point ( 3rd level) of the 6840 Xavier Circle building.

This Westminster Arvada condo offers 2 bedrooms and 2 bathrooms with a 1 car attached garage and a storage loft above the parking space. The shopping and restaurants close by include a McDonald’s, Taco Bell, Walmart, King Soopers, Wendy’s, many other close shops, and for commuters the RTD Park-n-ride is nearby. This unit includes air conditioning, a fireplace with space above for television, kitchen with appliances, a washer and dryer within the unit for convenience, and walk-in closets along with a skylight overlooking the master bedroom. Hardwood floors, carpet and tile add a great amount of comfort and warmth throughout.

Vaulted ceilings and lakeside views combined with a vacation resort feel make this condo for sale a vacation getaway that you can live in all the time! If you would like a private showing, or you have any questions that are related to real estate in Broomfield, or Westminster, Thornton or any other area then give us a call. We will be ready to provide you with professional real estate service in Broomfield  in any way that we can.

Shaun Werkele
Homewerks with Keller Williams Realty
303-250-4735

January - 2012 Denver Real Estate Market Update

Sold Data Analysis of Denver MLS (All Areas)

Denver Residential Home Sales Overview:

Denver Colorado Real Estate
The present highlights for Denver real estate show that currently there is a 4.5% increase in actual sold properties as closed sales and this is an overall increase of 2.1% stacked up against 2010. The sold prices of homes in Denver across the front range shows an increase in average sold price being at $275,610 which is a positive increase by 0.4% for home listings sold in Denver recently. This brings the absorption rate to a decreased time that sums up to the average days on the market being at around 4 months to sell a home in Broomfield, Lakewood, Westminster, or any of the other Denver suburbs and neighborhoods.

Denver Colorado Condos 
Data shows there is an increase in closed sales for December 2011 versus a year ago, and overall sales on condos in Denver and the surrounding areas are at a decrease of 1.1% putting 2012 figures up against 2011. Condominiums in Denver remain flat on sales price when compared to a year ago, with a slight decrease at 0.3% in the average sold price. What makes the Denver condo real estate market hot right now is the decrease in listed condominums for sale. The inventory is down -50.4% from a year ago, the total available condos for sale at 2,139.The sum of half as many condos listed and sales being almost the same means as a seller you have a much better chance of selling and in half the amount of time. This all comes down to the condition of your home for sale. Home sales values and local information are available on other posts with Broomfield CO Homes For Sale.

Feel free to peruse the articles for updated and most current information provided by experienced and knowledgeable Realtors with the Homewerks Team at Keller Williams Realty in Broomfield Colorado. We work in the Denver area, so please enlist our abilities and resources! As always, feel free to call us with any question you might have and we will be glad to help.

Shaun Werkele
Homewerks
Keller Williams Preferred Realty
303-250-4735